When you shop with us, you will never have to worry about credit card safety.
We guarantee that every transaction you make will be safe.
OnlySwivelStools uses Yahoo SSL (Secure Socket Layer) encryption when transmitting
certain kinds of information, such as financial services information or payment
information. An icon resembling a padlock is displayed on the bottom of most
browsers window during SSL transactions that involve credit cards and other
forms of payment. Any time you enter a credit card number on our websites for
payment or for verification purposes, it will be SSL encrypted. The information
you provide will be stored securely on our servers.
Online purchases are statistically safer than using your credit card at a restaurant
or department store. Technical experts state that online purchases are far safer
than traditional credit card transactions because the information is immediately
encrypted into a scrambled message that can only be decrypted by an authorized
Under the Fair Credit Billing Act, your bank cannot hold you liable for more
than $50.00 of fraudulent charges. If your bank does hold you liable for any
of this $50.00, we will cover the entire liability for you, up to the full $50.00.
We will only cover this liability if the unauthorized use of your credit card
resulted through no fault of your own from purchases made at our website while
using the secure server.
In the event of unauthorized use of your credit card, you must notify your
credit card provider in accordance with its reporting rules and procedures.